 Disclaimer This course is presented with the understanding that neither the authors, affiliates or anyone associated with this course are engaged in rendering financial, legal, investment, accounting or other professional services. The program should only be used as a general guide for eliminating personal debt. This information is not a substitute for the advice of competent legal, accounting or other financial professionals. The authors, affiliates or anyone associated with this program shall have neither liability nor responsibility to any person or entity with respect to any loss or damage caused, or alleged to be caused, directly or indirectly, by the information presented. Please note: Continued use of this program and supporting materials shall constitute your acknowledgement and acceptance of this disclaimer. Dr. Tom Watson |